Regardless of whether you have an impressive credit history and an excellent credit score, there’s no reason for you not to get yourself a credit card. Although you may not get exclusive perks or rewards with a card, you can use the basic features. Secured cards are the best credit cards for people with bad credit, but using unsecured cards is also on the table. Let’s explore the credit cards options for people with bad credit:

• Capital One secured Master card
  Available at an annual fee of $0, this one is unlike a prepaid card. Credit bureaus strictly monitor the usage of the card, and it comes with a bunch of benefits and offers worldwide acceptance. After depositing the initial amount of security deposit, you are awarded $200, which also opens up the scope for a higher credit limit.
• Self Credit builder account + secured visa credit card
  This card is available after the payment of a one-time annual fee of $9. This combination helps you build a good credit record in your name, and you do not require checks on your credit history to get this card. In addition to the card, you will also get several additional features like monitoring of credit utilization and account reminders.
• Credit One bank visa credit card
  Another excellent credit card choice for people with bad credit, it does not affect your credit score. The card’s annual fee varies from $0 to $99, depending on the features you choose. A bunch of purchases from the card fetches you substantial returns in the form of rewards or cashback benefits. The benefit of this card is not limited to rewards alone, and you can also choose the date that you would like to make your monthly payments on.
• Indigo Platinum Master card
  The Indigo Platinum Master card offers a pre-qualification feature that does not affect your credit score. The annual fee to obtain this card ranges between $0 and $99. WHat’s better is that the bank response is quite swift, and it does not make you wait for long to get the card.
• Milestone gold Master card
  The annual fee for obtaining and maintaining this card ranges between $35 and $99. The pre-qualification process is a swift one, and it does not keep the applicants waiting. Plus, you can choose a custom design for your card for absolutely no additional cost. You can use this credit card at more than 35 million places all over the world.

These are some of the best credit card options for people with bad credit, but you must always aim to improve your credit score to increase your credit limit and your financial standing in the long run.